"Without action, everything is empty talk" — this is the battle cry of writer and journalist Robert Ringer. He is absolutely right. No matter how much determination, clarity, planning, or belief you possess, without real action, you will never reach where you want to go.
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He set practice times for each virtue. To internalize these qualities as habits, Franklin designed a self-scoring system. In a journal, he drew a table with each row representing a virtue and each column a day of the week.
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From five to seven in the morning, he attended to personal affairs, including brief prayer, planning the day's tasks, study, and breakfast. From eight to twelve, he focused on professional work. At noon from twelve to one, he read or reviewed accounts and had lunch.
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